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10 | Grey Pride: A manifesto

The facts

• One in three women and one

in four men will need care at

some point in their life.

• 1.22million people aged 65 and

over received state funded

care in 2008. This fell to

900,000 in 2012.

• Only one in 13 men and one in

seven women will benefit from

care fees being capped at

£72,000 per person.

• Most people will have to spend

up to £140,000 on care costs

before qualifying for the cap.

• 61% of informal carers have

faced depression because of

their role.

• 49% of informal carers are

struggling financially.

50%have no idea

how much

a week in

a care home costs



Priority: Care in crisis

Many will agree that social care is in

crisis. Demographic change means it is

likely to worsen.

According to Ready for Ageing, public

expenditure on social care and continuing

health care for older people may have to

rise to £12.7bn in real terms by 2022 just to

keep pace.

While the Care Act 2014 is a step in the

right direction it does not go far enough

and serious questions remain over its

implementation. The planned £72,000 care

cap is not, in reality, a cap. It only covers the

rate that local authorities are willing to pay.

As Age UK has observed, this continues to

be below what good quality care actually

costs. The National Audit Office highlighted

that between 2009/10 and 2013/14 rates

authorities pay for care homes rose by five

per cent less than the cost of providing the


Much of what people pay, such as

accommodation and meals costs, will not

be covered by the cap. The Institute and

Faculty of Actuaries said that, in reality, older

people will have to spend around £140,000

on average across England on long-term

care costs before reaching the cap. This can

increase to around £250,000 for someone in

care for 10 years.

There is also a postcode lottery. A 2013

survey of local authority directors found the

maximum fees that local authorities pay for

an older person to spend a week in a care

home vary widely, from £331 to £1,082.

Fewer and fewer people are receiving state

support for care despite there being a 14%

increase in demand for support. Over the


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